Are Heated Windscreens Covered by Insurance?

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Are Heated Windscreens Covered by Insurance?

It’s fair to say that the automotive industry has evolved significantly over the years. 

Not only have cars themselves changed in terms of design and functionality, but windscreen technology has also shifted quite dramatically. 

Since the first windscreen was invented back in 1904, a variety of windscreen types have been used and these days you can even get heated windscreens to assist with adverse weather conditions.

But are heated windscreens covered by insurance? 

In this article, we’ll take a look at how having a heated windscreen might relate to your insurance policy and how to make a claim.

Are heated windscreens covered by insurance

What are heated windscreens?

Heated windscreens are an innovative windscreen type that can be used to melt ice and evaporate water that has appeared on your windscreen and which may be obscuring your vision. 

Invented in the 1980s, several manufacturers now incorporate heated windscreen options. 

Heated windscreens work by incorporating small wires into the glass that, when switched on, can heat up and melt away ice and evaporate water. This is useful, as it means drivers will not have to worry about the weather conditions impacting their view of the road ahead, and the heated windscreen can stop windscreen wipers from sticking to the glass. 

Are heated windscreens covered by insurance?

While more and more cars are starting to feature heated windscreens, it is by no means universal.

This means that insurance policies will not necessarily cover heated windscreen damage as standard. 

Whether or not yours is covered will depend on the individual car insurance policy you have taken out.

Fully comprehensive policies will likely cover windscreen damage, including heated windscreens, but this is not always the case. 

The best way to check if you’re covered is to read your specific policy or get in touch with your insurer directly if you remain unsure.  

How do you make a claim?

If your insurer does cover heated windscreen damage, then you should not delay making a claim.

Windscreen damage needs to be replaced or repaired as quickly as possible, so get in touch with your insurer at the first available opportunity. 

In some cases, your insurer will likely book you an appointment with an approved garage to handle the repairs. You should make them aware of your heated windscreen to ensure the glass is appropriately replaced.

If you need any support with an insurance claim, let The Windscreen Company know, as we may be able to assist. 

Do windscreen claims impact no-claims?

Some insurers make an exception for windscreens, and it may not impact your no-claims bonus.

However, this will depend on your specific policy, so you should always check first if you want to keep your no-claims intact. Also, insurers may not allow you to claim windscreen damage more than once before it affects your no-claims so, again, always read your policy in detail before making a claim.

Alternatively, you could always go directly to professional windscreen experts, like The Windscreen Company, where we can provide you with a free quote for the work without having to worry about insurers. 

No matter what the make or model of your car, and irrespective of what kind of windscreen it has, The Windscreen Company guarantees a high standard of service that will restore the condition of your windscreen if it has become damaged. For more than 25 years, we’ve been providing windscreen repairs and replacements to customers across the West Midlands and the South East, and you can get in touch with our windscreen specialists today to find out more.     

The Windscreen Company, has over 20 years of experience in windscreen repair and replacement. Since 1998, they have been at the forefront of industry innovation, leveraging the latest technology to ensure customer safety and satisfaction.

The Windscreen Company's, help-and-advice pages offer valuable tips and guidance on maintaining vehicle safety through quality windscreen care, while also featuring updated industry realted content.

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